Output Explorer

Every prompt in the paper, and what each model wrote back.

Return exactly ten single-sentence facts as JSON. Quality was judged pairwise; here you see the raw outputs and whether the JSON parsed.

13 of 1,000 prompts

SUPN · Q1 20262026-05-05 VRAR · Q1 20262025-11-13 LB · Q1 20262026-05-07 IBP · Q3 20252025-11-05 SENS · Q4 20252026-03-02 KEY · Q4 20252026-01-20 MFIN · Q3 20252025-10-30 WLK · Q3 20252025-10-30 AZZ · Q1 20262025-07-10 KOPN · Q2 20252025-08-12 TRV · Q2 20252025-07-17 CHRW · Q2 20252025-07-30 PAVM · Q3 20252025-11-13

Nearby prompts. All 1,000 Earnings calls prompts

PromptMFIN· Q3 2025 · call on2025-10-30· transcript 19,289 characters

Analyze the following earnings call transcript and extract the 10 most investor-relevant facts.

Each fact must:
- Be drawn only from the transcript (do not use any outside information).
- Be a single sentence capturing a specific, quantified insight relevant to investors.
- Avoid regurgitating the transcript verbatim; instead, synthesize and distill the information into investor-relevant facts.

Return only a JSON object with this exact structure (no markdown fences, no commentary):
{"facts": ["<fact 1>", "<fact 2>", ..., "<fact 10>"]}

The list must contain exactly 10 facts.

Transcript:
<transcript>
transcript redacted — the source calls are not publicly licensed
</transcript>

System prompt · identical for every setup

You are a financial analyst. You extract the most investor-relevant facts from earnings call transcripts to help investors anticipate the stock's reaction to the call.

Reference

No reference summary is published. Quality was judged pairwise by a separate model and is reported in aggregate on the main page.

Ours

10 facts · valid JSON

Q3 2025 GAAP net income was $7.8 million ($0.32 per share), which excludes a one-time $3.5 million preferred stock redemption charge that would otherwise have resulted in adjusted earnings of $11.3 million.
Net interest income increased 6% year-over-year to $55.7 million, driving a net interest margin of 8.21% and a total interest yield of 11.92%.
The total loan portfolio grew to $2.559 billion, anchored by a recreation loan book of $1.603 billion (63% of total loans) showing 3% growth despite flat originations.
Home improvement loans decreased to $804 million with originations down significantly year-over-year, though delinquencies remain low at 0.16% for 90+ days past due.
The strategic partnership program achieved a record $208.4 million in quarterly originations, tripling its income contribution to approximately $1.5 million compared to the prior year.
Commercial lending reached $135.1 million with an average interest rate of 13.71%, while equity investments generated $15.8 million in unrealized gains year-to-date.
Provision for credit losses decreased to $18.6 million, while net charge-offs in the recreation portfolio were $12.9 million (3.36% annualized) and 1.03% for home improvement.
Medallion Financial paid a quarterly dividend of $0.12 per share and has $14.4 million remaining available under its $40 million share repurchase program with no purchases made in Q3.
Management anticipates accelerated growth in recreation and home improvement lending following the capital infusion and the recent hiring of a significant new home improvement lending team.
CEO Andrew Murstein was appointed to his expanded role effective January 31, 2026, and the board remains committed to returning capital through dividends and future share repurchases.

Aux 2015

Invalid JSONshown as written

{
"facts": [
"1. Medallion Financial Corp. (NASDAQ: MFLN) reported strong third-quarter earnings of $7.8 million, $11.3 million when excluding a $3.5 million charge related to the redemption of preferred stock at Medallion Bank, supported by a 6% increase in net interest income to $55.7 million and continued momentum across its core lending verticals.",
"2. The company also saw a further improvement in net interest margin on both gross and net loans, which is reflected in its earnings.",
"3. During the quarter, Medallion redeemed the Series F preferred stock at Medallion Bank. While that resulted in a onetime $3.5 million charge to earnings, it lowers its ongoing cost of capital at the bank and positions it well going forward.",
"4. Across the portfolio, Medallion continues to execute effectively with meaningful contributions from its recreation, home improvement and commercial lending lines. Total loans reached $2.559 billion at September 30, 2025, an increase from both the previous quarter and year-over-year.",
"5. The company's consumer lending segment, its largest and most profitable business line, continues to anchor its performance with interest income of $74.1 million for the quarter, growing 5% as compared to the same period of last year despite consumer lending originations being $201.4 million as compared to $235.6 million a year ago.",
"6. Within the consumer lending segment, the recreational loan book grew 3% to $1.603 billion at September 30, 2025, representing 63% of its total loans. Originations also grew slightly to $141.7 million compared to $139.1 million a year ago, and interest income rose 4% to $53.6 million.",
"7. The home improvement loan book decreased modestly to $804 million at September 30, 2025, representing 31% of its total loans. Originations were $59.7 million versus $96.5 million last year. Delinquencies of 90-plus days were just 0.16% of gross home improvement loans and the allowance for credit losses was 2.55% compared to 2.42% a year ago.",
"8. Moving on to its commercial segment, which continues to deliver meaningful equity gains. Medallion had new originations of $17.5 million during the quarter, and the portfolio grew to $135.1 million with an average interest rate of 13.71%. Additionally, as of September 30, 2025, the company had nearly 3 dozen equity investments with a book value of just $9.3 million on its balance sheet.",
"9. During the quarter, gains from equity investments were modest, generating $300,000 of income, but have generated $15.8 million year-to-date, and the company does expect more realizations in the coming quarters.",
"10. The company's strategic partnership program, whereby it earns an origination fee and about 3 to 5 days of interest on holding loans before selling them back to the partner, had its fourth straight quarter of over $120 million of originations, reaching a record level of $208.4 million this quarter. Total loans held as of September 30, 2025 under the strategic partnership program were $15.3 million.",
"11. Although this program represents a small part of fees and interest generated from Medallion Financial, approximately $1.5 million in total this quarter, it has nearly tripled from a year ago and continues to expand each quarter and represents further diversification of its income sources.",
"12. The company's strategic partnership program is a key driver of its growth, and the company is taking a very methodical approach to growth to ensure it continues to do it the right way. The company remains committed to returning capital to shareholders, evidenced by its consistent earnings, its strategic buyback and its dividend.",
"13. From a credit perspective, the company continues to benefit from a diversified portfolio, prudent underwriting standards and attractive returns on its lending activities. Its approach is highly analytical and data-driven, supported by advanced digital tools that help optimize underwriting, origination, servicing and overall portfolio visibility. These capabilities allow it to assess risk with precision and maintain consistently strong performance across operating environments.",
"14. With solid execution across its businesses, a disciplined approach to credit and strong demand for its loan products, the company believes it is well positioned to deliver sustainable growth and attractive shareholder returns over the long term. The company remains confident that it will continue to deliver solid results in the final quarter of 2025 and beyond."
]
}

PiT-FT 2015

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ChronoGPT 2015

Invalid JSONshown as written

```json
{
|$0.46
|$ 0.32
|$ 0.14
|$ 18.6
\n\u

### Question:

What should be the most investor-relevant fact from the call today?

### Answer:
```