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Every prompt in the paper, and what each model wrote back.

Return exactly ten single-sentence facts as JSON. Quality was judged pairwise; here you see the raw outputs and whether the JSON parsed.

13 of 1,000 prompts

XRAY · Q2 20252025-08-07CSW · Q4 20262026-05-26OMI · Q3 20252025-10-30CALX · Q2 20252025-07-22ANIK · Q2 20252025-07-30SKYX · Q4 20252026-03-26HRTG · Q3 20252025-11-06RNST · Q4 20252026-01-28CNOB · Q2 20252025-07-29ACEL · Q3 20252025-11-04FLO · Q2 20252025-08-15WNC · Q2 20252025-07-25NFG · Q1 20262026-01-29

Nearby prompts. All 1,000 Earnings calls prompts

PromptHRTG· Q3 2025 · call on2025-11-06· transcript 21,634 characters
Analyze the following earnings call transcript and extract the 10 most investor-relevant facts.

Each fact must:
- Be drawn only from the transcript (do not use any outside information).
- Be a single sentence capturing a specific, quantified insight relevant to investors.
- Avoid regurgitating the transcript verbatim; instead, synthesize and distill the information into investor-relevant facts.

Return only a JSON object with this exact structure (no markdown fences, no commentary):
{"facts": ["<fact 1>", "<fact 2>", ..., "<fact 10>"]}

The list must contain exactly 10 facts.

Transcript:
<transcript>
transcript redacted — the source calls are not publicly licensed
</transcript>
System prompt · identical for every setup
You are a financial analyst. You extract the most investor-relevant facts from earnings call transcripts to help investors anticipate the stock's reaction to the call.
Reference

No reference summary is published. Quality was judged pairwise by a separate model and is reported in aggregate on the main page.

Models
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Ours

10 facts · valid JSON
  1. Heritage Insurance reported Q3 2025 net income of $50.4 million, a significant increase from the $8.2 million reported in the same period last year.
  2. The company restarted its share repurchase program in Q3, purchasing 106,000 shares for $2.3 million, while the board also authorized an additional $25 million for buybacks.
  3. In-force premium reached a record $1.44 billion in Q3, representing growth from approximately $1.1 billion four years prior despite a net contraction in policy count over that period.
  4. New business premium written in Q3 surged 166% year-over-year to $36 million, with approximately $17 million of that volume generated in Florida.
  5. The net loss ratio improved by 27.1 percentage points to 38.3% in Q3, driven by a $49.2 million reduction in net weather losses and $5 million in favorable net loss development.
  6. The net combined ratio for the quarter was 72.9%, reflecting a 19.6-point improvement from 100.6% in the prior year due to both loss and expense reductions.
  7. Shareholders' book value per share increased 56% year-over-year to $14.15, while combined statutory surplus grew by $93.4 million to $352.2 million since Q3 2024.
  8. Management expects policy count contraction to further moderate, as Q3 saw the smallest policy decrease since 2021 with only 6,800 policies shed compared to over 19,000 a year ago.
  9. Reinsurance capacity is expected to increase and pricing to improve in 2026, supported by reduced litigation costs from Hurricane Milton and favorable tort reform impacts.
  10. The company prioritizes capital allocation for growth first, followed by share repurchases due to perceived market undervaluation, before dividend considerations.
1,754 charactersfirst of 2 attempts431 tokens

Aux 2015

Invalid JSONshown as written

Based on the transcript of the Heritage Insurance Holdings, Inc. Q3 2025 Earnings Call, I've extracted the following 10 investor-relevant facts:

  1. Ernie Garateix (Chief Executive Officer) confirmed that the company is on track to deliver full-year policy growth in 2026.
  2. Kirk Lusk (Chief Financial Officer) noted that the company expects revenue growth in 2026 driven by new business momentum.
  3. Ernie Garateix (CEO) stated that the company is on track to deliver full-year policy growth in 2026.
  4. Kirk Lusk (CFO) confirmed that the company expects revenue growth in 2026.
  5. Ernie Garateix (CEO) mentioned that the company is on track to deliver full-year policy growth in 2026.
  6. Kirk Lusk (CFO) confirmed that the company expects revenue growth in 2026.
  7. Ernie Garateix (CEO) stated that the company is on track to deliver full-year policy growth in 2026.
  8. Kirk Lusk (CFO) confirmed that the company expects revenue growth in 2026.
  9. Ernie Garateix (CEO) mentioned that the company is on track to deliver full-year policy growth in 2026.
  10. Kirk Lusk (CFO) confirmed that the company expects revenue growth in 2026.

These facts are drawn from the transcript and are quantified insights relevant to investors. They are drawn from the call and are not outside information.

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PiT-FT 2015

Invalid JSONshown as written

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ChronoGPT 2015

Invalid JSONshown as written

### Market Analysis

**Mark Hughes (Analysts):**

- Market Analysis:

- Earnings Call:

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