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Output Explorer

Every prompt in the paper, and what each model wrote back.

Return exactly ten single-sentence facts as JSON. Quality was judged pairwise; here you see the raw outputs and whether the JSON parsed.

13 of 1,000 prompts

CVI · Q4 20252026-02-19DOCU · Q4 20262026-03-17LGCY · Q1 20262025-11-13HCI · Q4 20252026-02-25MDGL · Q2 20252025-08-05FSBC · Q1 20262026-04-28FCF · Q4 20252026-01-28DRCT · Q2 20252025-08-05SGRP · Q4 20252026-03-31CAG · Q4 20252025-07-10AREN · Q3 20252025-11-13AIR · Q3 20262026-03-24OPXS · Q3 20252025-08-12

Nearby prompts. All 1,000 Earnings calls prompts

PromptFCF· Q4 2025 · call on2026-01-28· transcript 35,300 characters
Analyze the following earnings call transcript and extract the 10 most investor-relevant facts.

Each fact must:
- Be drawn only from the transcript (do not use any outside information).
- Be a single sentence capturing a specific, quantified insight relevant to investors.
- Avoid regurgitating the transcript verbatim; instead, synthesize and distill the information into investor-relevant facts.

Return only a JSON object with this exact structure (no markdown fences, no commentary):
{"facts": ["<fact 1>", "<fact 2>", ..., "<fact 10>"]}

The list must contain exactly 10 facts.

Transcript:
<transcript>
transcript redacted — the source calls are not publicly licensed
</transcript>
System prompt · identical for every setup
You are a financial analyst. You extract the most investor-relevant facts from earnings call transcripts to help investors anticipate the stock's reaction to the call.
Reference

No reference summary is published. Quality was judged pairwise by a separate model and is reported in aggregate on the main page.

Models
4 of 4 columns · click a model to add or remove it

Ours

10 facts · valid JSON
  1. Fourth quarter core EPS of $0.43 beat consensus estimates, contributing to full-year core EPS of $1.53 which also exceeded year-end 2024 consensus.
  2. Net interest margin expanded to 3.98% in Q4 2025, driven by healthy loan volumes and deposit costs falling to 1.83%.
  3. The provision for credit losses decreased by $4.3 million to $7.0 million as dealer floor plan loan resolution required no further reserves.
  4. Non-performing loans increased slightly to 94 basis points, of which 32 basis points are guaranteed by the government, leaving the company fully reserved for remaining exposure.
  5. Management repurchased 1.4 million shares for $23.1 million in Q4 and recently authorized an additional $25 million buyback authority on top of the $22.7 million remaining.
  6. A $225 million portfolio of commercial loans was moved to held-for-sale status, with proceeds expected to be reinvested at a yield approximately 1.5% lower than the sold loans.
  7. NIM guidance anticipates a near-term dip in Q1 2026 of 5 to 10 basis points due to variable rate resets, followed by a gradual recovery to end 2026 near 4%.
  8. Annual fee income represented 18% of total revenue, successfully offsetting $6.3 million in Durbin amendment headwinds despite flat Q4 fee income.
  9. Loan growth excluding the Center Bank acquisition was 5% for the year, with management expecting similar organic growth rates in 2026 despite payoff headwinds.
  10. Operating efficiency remains strong with a core efficiency ratio of 52.8% in Q4, and management expects to limit operating cost increases to approximately 3% on a run-rate basis.
1,666 characters422 tokens

Aux 2015

Invalid JSONshown as written
{
  "facts": [
    "10. Mike McCuen, Chief Lending Officer, commented that the loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "9. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "8. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "7. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "6. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "5. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "4. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "3. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "2. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ],
  "facts": [
    "1. Mike McCuen, Chief Lending Officer, stated that the bank's loan portfolio is well-positioned for growth, with a focus on commercial real estate, equipment finance, and indirect lending. He noted that the loan portfolio is diversified across markets, with a strong pipeline of new business, and that the bank is well-positioned to continue to grow its fee income through its regional banking model."
  ]
]
```
4,253 charactersfirst of 2 attempts925 tokens

PiT-FT 2015

Invalid JSONshown as written
<|assistant|>
<|assistant|>
<|assistant|>

The same 14-character fragment repeats 292 times until the token limit. Showing the first three.

4,099 charactersfirst of 2 attempts2,048 tokens

ChronoGPT 2015

Invalid JSONshown as written

### Final Answer:
26 charactersfirst of 2 attempts11 tokens